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Home My WebLink AboutLETTER OF MAP REVISION - 21-00353 - Teton River Flats Community Housing - 4Plex - B7February 15, 2022 THE HONORABLE JERRY MERRILL MAYOR, CITY OF REXBURG 35 N 1ST EAST REXBURG, ID 83440 CASE NO.: 22-10-0323A COMMUNITY:CITY OF REXBURG, MADISON COUNTY, IDAHO 160098COMMUNITY NO.: Washington, D.C. 20472 Federal Emergency Management Agency DEAR MR. MERRILL: This is in reference to a request that the Federal Emergency Management Agency (FEMA) determine if the property described in the enclosed document is located within an identified Special Flood Hazard Area, the area that would be inundated by the flood having a 1-percent chance of being equaled or exceeded in any given year (base flood), on the effective National Flood Insurance Program (NFIP) map. Using the information submitted and the effective NFIP map, our determination is shown on the attached Letter of Map Revision based on Fill (LOMR-F) Determination Document. This determination document provides additional information regarding the effective NFIP map, the legal description of the property and our determination. Additional documents are enclosed which provide information regarding the subject property and LOMR-Fs. Please see the List of Enclosures below to determine which documents are enclosed. Other attachments specific to this request may be included as referenced in the Determination/Comment document. If you have any questions about this letter or any of the enclosures, please contact the FEMA Map Information eXchange (FMIX) toll free at (877) 336-2627 (877-FEMA MAP) or by letter addressed to the Federal Emergency Management Agency, LOMC Clearinghouse, 3601 Eisenhower Avenue, Suite 500, Alexandria, VA 22304-6426. Sincerely, LIST OF ENCLOSURES: LOMR-F DETERMINATION DOCUMENT (REMOVAL) Patrick “Rick” F. Sacbibit, P.E., Branch Chief Engineering Services Branch Federal Insurance and Mitigation Administration State/Commonwealth NFIP Coordinator Community Map Repository Region cc: Mr. Gerald Williams ADDITIONAL INFORMATION REGARDING LETTERS OF MAP REVISION BASED ON FILL When making determinations on requests for Letters of Map Revision based on the placement of fill (LOMR-Fs), the Department of Homeland Security’s Federal Emergency Management Agency (FEMA) bases its determination on the flood hazard information available at the time of the determination. Requesters should be aware that flood conditions may change or new information may be generated that would supersede FEMA's determination. In such cases, the community will be informed by letter. Requesters also should be aware that removal of a property (parcel of land or structure) from the Special Flood Hazard Area (SFHA) means FEMA has determined the property is not subject to inundation by the flood having a 1-percent chance of being equaled or exceeded in any given year (base flood). This does not mean the property is not subject to other flood hazards. The property could be inundated by a flood with a magnitude greater than the base flood or by localized flooding not shown on the effective National Flood Insurance Program (NFIP) map. The effect of a LOMR-F is it removes the Federal requirement for the lender to require flood insurance coverage for the property described. The LOMR-F is not a waiver of the condition that the property owner maintain flood insurance coverage for the property. Only the lender can waive the flood insurance purchase requirement because the lender imposed the requirement. The property owner must request and receive a written waiver from the lender before canceling the policy. The lender may determine, on its own as a business decision, that it wishes to continue the flood insurance requirement to protect its financial risk on the loan. The LOMR-F provides FEMA's comment on the mandatory flood insurance requirements of the NFIP as they apply to a particular property. A LOMR-F is not a building permit, nor should it be construed as such. Any development, new construction, or substantial improvement of a property impacted by a LOMR-F must comply with all applicable State and local criteria and other Federal criteria. If a lender releases a property owner from the flood insurance requirement, and the property owner decides to cancel the policy and seek a refund, the NFIP will refund the premium paid for the current policy year, provided that no claim is pending or has been paid on the policy during the current policy year. The property owner must provide a written waiver of the insurance requirement from the lender to the property insurance agent or company servicing his or her policy. The agent or company will then process the refund request. Even though structures are not located in an SFHA, as mentioned above, they could be flooded by a flooding event with a greater magnitude than the base flood. In fact, more than 25 percent of all claims paid by the NFIP are for policies for structures located outside the SFHA in Zones B, C, X (shaded), or X (unshaded). More than one-fourth of all policies purchased under the NFIP protect structures located in these zones. The risk to structures located outside SFHAs is just not as great as the risk to structures located in SFHAs. Finally, approximately 90 percent of all federally declared disasters are caused by flooding, and homeowners insurance does not provide financial protection from this flooding. Therefore, FEMA encourages the widest possible coverage under the NFIP. LOMRFENC-1 (LOMR-F Removal) The revisions made effective by a LOMR-F are made pursuant to Section 206 of the Flood Disaster Protection Act of 1973 (P.L. 93-234) and are in accordance with the National Flood Insurance Act of 1968, as amended (Title XIII of the Housing and Urban Development Act of 1968, P.L. 90-448) 42 U.S.C. 4001-4128, and 44 CFR Part 65. In accordance with regulations adopted by the community when it made application to join the NFIP, letters issued to revise an NFIP map must be attached to the community's official record copy of the map. That map is available for public inspection at the community's official map repository. Therefore, FEMA sends copies of all such letters to the affected community's official map repository. To ensure continued eligibility to participate in the NFIP, the community must enforce its floodplain management regulations using, at a minimum, the flood elevations and zone designations shown on the NFIP map, including the revisions made effective by LOMR-Fs. LOMR-Fs are based on minimum criteria established by the NFIP. State, county, and community officials, based on knowledge of local conditions and in the interest of safety, may set higher standards for construction in the SFHA. If the State, county, or community has adopted more restrictive and comprehensive floodplain management criteria, these criteria take precedence over the minimum Federal criteria. FEMA does not print and distribute LOMR-Fs to primary map users, such as local insurance agents and mortgage lenders; therefore, the community serves as the repository for LOMR-Fs. FEMA encourages communities to disseminate LOMR-Fs so that interested persons, such as property owners, insurance agents, and mortgage lenders, may benefit from the information. FEMA also encourages communities to prepare articles for publication in the local newspaper that describe the changes made and the assistance community officials will provide in serving as a clearinghouse for LOMR-Fs and interpreting NFIP maps. When a restudy is undertaken, or when a sufficient number of revisions occur on particular map panels, FEMA initiates the printing and distribution process for the panels and incorporates the changes made effective by LOMR-Fs. FEMA notifies community officials in writing when affected map panels are being physically revised and distributed. If the results of particular LOMR-Fs cannot be reflected on the new map panels because of scale limitations, FEMA notifies the community in writing and revalidates the LOMR-Fs in that letter. LOMR-Fs revalidated in this way usually will become effective 1 day after the effective date of the revised map. Case No.: 22-10-0323ADate: LOMR-F Federal Emergency Management Agency Washington, D.C. 20472 Page 1 of 3 February 15, 2022 APPROXIMATE LATITUDE & LONGITUDE OF PROPERTY:43.838322, -111.774347 SOURCE OF LAT & LONG: LOMA LOGIC COMMUNITY AND MAP PANEL INFORMATION LEGAL PROPERTY DESCRIPTION COMMUNITY AFFECTED MAP PANEL NUMBER: 16065C0020D DATE: 6/3/1991 FLOODING SOURCE: SOUTH FORK TETON RIVER CITY OF REXBURG, MADISON COUNTY, IDAHO Buildings A1 through A4, B1 through B7, and C1 through C4, Teton River Flats Planned Unit Development, as shown on the Plat recorded as Instrument No. 442795, in the Office of the Recorder, Madison County, Idaho COMMUNITY NO.: 160098 DATUM: NAD 83 DETERMINATION DOCUMENT (REMOVAL) LETTER OF MAP REVISION BASED ON FILL DETERMINATION STREET FLOOD ZONE LOWEST LOT ELEVATION (NGVD 29) BLOCK/ SECTION SUBDIVISIONLOT OUTCOME 1% ANNUAL CHANCE FLOOD ELEVATION (NGVD 29) LOWEST ADJACENT GRADE ELEVATION (NGVD 29) WHAT IS REMOVED FROM THE SFHA ----4869.5 feet--X (unshaded) Structure (Bldg A1) 280 East Lorene Street Teton River Flats PUD -- Special Flood Hazard Area (SFHA) - The SFHA is an area that would be inundated by the flood having a 1-percent chance of being equaled or exceeded in any given year (base flood). ADDITIONAL CONSIDERATIONS (Please refer to the appropriate section on Attachment 1 for the additional considerations listed below.) DETERMINATION TABLE (CONTINUED) PORTIONS REMAIN IN THE SFHA ANNEXATION STATE LOCAL CONSIDERATIONS This document provides the Federal Emergency Management Agency's determination regarding a request for a Letter of Map Revision based on Fill for the property described above. Using the information submitted and the effective National Flood Insurance Program (NFIP) map, we have determined that the structure(s) on the property(ies) is/are not located in the SFHA, an area inundated by the flood having a 1-percent chance of being equaled or exceeded in any given year (base flood). This document revises the effective NFIP map to remove the subject property from the SFHA located on the effective NFIP map; therefore, the Federal mandatory flood insurance requirement does not apply. However, the lender has the option to continue the flood insurance requirement to protect its financial risk on the loan. This determination is based on the flood data presently available. The enclosed documents provide additional information regarding this determination. If you have any questions about this document, please contact the FEMA Mapping and Insurance eXchange toll free at (877) 336-2627 (877-FEMA MAP) or by letter addressed to the Federal Emergency Management Agency, LOMC Clearinghouse, 3601 Eisenhower Avenue, Suite 500, Alexandria, VA 22304-6426. Patrick “Rick” F. Sacbibit, P.E., Branch Chief Engineering Services Branch Federal Insurance and Mitigation Administration Case No.: 22-10-0323ADate: LOMR-F Federal Emergency Management Agency Washington, D.C. 20472 Page 2 of 3 February 15, 2022 LETTER OF MAP REVISION BASED ON FILL DETERMINATION DOCUMENT (REMOVAL) ATTACHMENT 1 (ADDITIONAL CONSIDERATIONS) DETERMINATION TABLE (CONTINUED) LOWEST LOT ELEVATION (NGVD 29) LOWEST ADJACENT GRADE ELEVATION (NGVD 29) 1% ANNUAL CHANCE FLOOD ELEVATION (NGVD 29) FLOOD ZONESUBDIVISIONSTREETBLOCK/ SECTIONLOT WHAT IS REMOVED FROM THE SFHA OUTCOME ----Teton River Flats PUD 280 East Lorene Street Structure (Bldg A2) X (unshaded) --4868.6 feet -- ----Teton River Flats PUD 280 East Lorene Street Structure (Bldg A3) X (unshaded) --4869.5 feet -- ----Teton River Flats PUD 280 East Lorene Street Structure (Bldg A4) X (unshaded) --4868.6 feet -- ----Teton River Flats PUD 280 East Lorene Street Structure (Bldg B1) X (unshaded) --4869.7 feet -- ----Teton River Flats PUD 280 East Lorene Street Structure (Bldg B2) X (unshaded) --4870.0 feet -- ----Teton River Flats PUD 280 East Lorene Street Structure (Bldg B3) X (unshaded) --4868.9 feet -- ----Teton River Flats PUD 280 East Lorene Street Structure (Bldg B4) X (unshaded) --4868.9 feet -- ----Teton River Flats PUD 280 East Lorene Street Structure (Bldg B5) X (unshaded) --4868.9 feet -- ----Teton River Flats PUD 280 East Lorene Street Structure (Bldg B6) X (unshaded) --4868.9 feet -- ----Teton River Flats PUD 280 East Lorene Street Structure (Bldg B7) X (unshaded) --4870.6 feet -- This attachment provides additional information regarding this request. If you have any questions about this attachment, please contact the FEMA Mapping and Insurance eXchange toll free at (877) 336-2627 (877-FEMA MAP) or by letter addressed to the Federal Emergency Management Agency, LOMC Clearinghouse, 3601 Eisenhower Avenue, Suite 500, Alexandria, VA 22304-6426. Patrick “Rick” F. Sacbibit, P.E., Branch Chief Engineering Services Branch Federal Insurance and Mitigation Administration Case No.: 22-10-0323ADate: LOMR-F Federal Emergency Management Agency Washington, D.C. 20472 Page 3 of 3 February 15, 2022 LETTER OF MAP REVISION BASED ON FILL DETERMINATION DOCUMENT (REMOVAL) ATTACHMENT 1 (ADDITIONAL CONSIDERATIONS) LOWEST LOT ELEVATION (NGVD 29) LOWEST ADJACENT GRADE ELEVATION (NGVD 29) 1% ANNUAL CHANCE FLOOD ELEVATION (NGVD 29) FLOOD ZONESUBDIVISIONSTREETBLOCK/ SECTIONLOT WHAT IS REMOVED FROM THE SFHA OUTCOME ----Teton River Flats PUD 280 East Lorene Street Structure (Bldg C1) X (unshaded) --4868.9 feet -- ----Teton River Flats PUD 280 East Lorene Street Structure (Bldg C2) X (unshaded) --4869.0 feet -- ----Teton River Flats PUD 280 East Lorene Street Structure (Bldg C3) X (unshaded) --4868.9 feet -- ----Teton River Flats PUD 280 East Lorene Street Structure (Bldg C4) X (unshaded) --4869.1 feet -- PORTIONS OF THE PROPERTY REMAIN IN THE SFHA (This Additional Consideration applies to the preceding 15 Properties.) Portions of this property, but not the subject of the Determination/Comment document, may remain in the Special Flood Hazard Area. Therefore, any future construction or substantial improvement on the property remains subject to Federal, State/Commonwealth, and local regulations for floodplain management. ANNEXATION (This Additional Consideration applies to the preceding 15 Properties.) Although the subject of this determination is shown on the National Flood Insurance Program map as being located in a community other than the community indicated on the Determination/Comment Document, it has been annexed by the community referenced therein. STATE AND LOCAL CONSIDERATIONS (This Additional Consideration applies to all properties in the LOMR-F DETERMINATION DOCUMENT (REMOVAL)) Please note that this document does not override or supersede any State or local procedural or substantive provisions which may apply to floodplain management requirements associated with amendments to State or local floodplain zoning ordinances, maps, or State or local procedures adopted under the National Flood Insurance Program. This attachment provides additional information regarding this request. If you have any questions about this attachment, please contact the FEMA Mapping and Insurance eXchange toll free at (877) 336-2627 (877-FEMA MAP) or by letter addressed to the Federal Emergency Management Agency, LOMC Clearinghouse, 3601 Eisenhower Avenue, Suite 500, Alexandria, VA 22304-6426. Patrick “Rick” F. Sacbibit, P.E., Branch Chief Engineering Services Branch Federal Insurance and Mitigation Administration