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HomeMy WebLinkAboutPromissory Note - DW1502 - RexburgDEQ Loan #DW1502 PROMISSORY NOTE DRINKING WATER FACILITY LOAN ACCOUNT This Promissory Note is executed in conformance with and pursuant to the Drinking Water Loan Contract DW1502 entered into between the City of Rexburg (Borrower) and the State of Idaho, Department of Environmental Quality (DEQ). For value received, Borrower promises to pay to DEQ the principal amount of seven million four hundred twenty-five thousand five hundred forty-nine dollars and twenty one cents for ($7,425,549.21), plus interest on the unpaid balance at the rate of 1.75 percent (1.75%) per annum. The principal and interest of this note shall be repaid in accordance with the Loan Repayment Schedule, which is attached as Appendix A and hereby incorporated by reference. In addition, the Borrower pledges revenue and income of the Borrower's drinking water treatment facility, whether collected or uncollected, in an amount sufficient to repay all principal and interest. The Borrower pledges to establish and maintain a reserve account equal to three hundred nineteen thousand two hundred seventy-three dollars and eighteen cents ($319,273.18). The reserve account will be fully funded within ten years from the date this note is signed with at least ten percent of the reserve account funded each year. Every payment made on any indebtedness evidenced by this note shall be applied first to interest computed to the effective date of the payment and then to principal. Refunds and extra payments, after payment of interest, will be applied to the installments last to become due under this note and shall not affect the obligation of the Borrower to pay the remaining installments as scheduled herein. If DEQ at any time assigns this note and insures the payment thereof, the Borrower shall continue to make payments to DEQ as collection agent for the holder. No assignment of this note shall be effective unless the Borrower is notified in writing of the name and address of the assignee. The Borrower shall note in its records the occurrence of such assignment, together with the name and address of the assignee. Any amount advanced or expended by DEQ for the collection hereof or to preserve or protect any security hereto, or otherwise under the terms of any security or other instrument executed in Page Two Promissory Note. connection with the loan evidenced hereby, at the option of DEQ shall become a part of and bear interest at the same rate as the principal of the debt evidenced hereby and be immediately due and payable by Borrower to DEQ without demand. This note is given as evidence of a loan to Borrower made or insured by DEQ pursuant to IDAPA 58 Title 1, Chapter 20. This note shall be subject to the present regulations of DEQ and to its future regulations consistent with the express provisions hereof. Presentment, protest and notice are hereby waived. Loan payments shall be sent to: Idaho Department of Environmental Quality 1410 North Hilton Boise, Idaho 83706-1253 Dated this ____ day of March 2022. (SEAL) City of Rexburg Name of Borrower _______________________________ Signature of Borrower's Official ATTEST: _______________________________ Title of Borrower's Official ______________________________ _______________________________ Signature of Attesting Official P.O. Box or Street Address _______________________________ Title of Attesting Official City, State, Zip Code