Loading...
The URL can be used to link to this page
Your browser does not support the video tag.
Home
My WebLink
About
Health Insurance Comparisons for 2016.pdf
CITY OF REXBURG HEALTH & DENTAL INSURANCE PROPOSALS FOR 2015 10/12/2015 Current Blue Cross/Blue Cross PPO 2500 Ded 90/10 --2500 Dental Annual Limit Total City HEALTH CITY CITY EMPLOYEE EMPLOYEE EMPLOYEE Blue Cross BC PPO HRA COVERAGE Count Ded.Ded.2.1%DENTAL TOTAL HEALTH DENTAL TOTAL TOTAL Health Dental Contribution TOTAL SINGLE 16 1 16 554.61$ 30.87$ 585.47$ 13.0%81.17$ 13.0%4.61$ 85.78$ 671.25$ 482.70$ 35.48$ 141.67$ 659.85$ COUPLE 22 2 44 1,069.61$ 61.63$ 1,131.24$ 13.0%156.54$ 13.0%9.21$ 165.75$ 1,296.99$ 920.82$ 70.84$ 283.33$ 1,274.99$ EMP/CHILD 2 2 4 772.52$ 95.02$ 867.54$ 13.0%113.06$ 13.0%14.20$ 127.26$ 994.80$ 586.36$ 109.22$ 283.33$ 978.91$ EMP/CHILDREN 7 2 14 1,051.16$ 95.02$ 1,146.18$ 13.0%153.84$ 13.0%14.20$ 168.04$ 1,314.21$ 900.04$ 109.22$ 283.33$ 1,292.59$ FAMILY 77 2 154 1,388.84$ 139.81$ 1,528.65$ 13.3%208.67$ 13.3%21.45$ 230.12$ 1,758.77$ 1,285.61$ 161.26$ 283.33$ 1,730.20$ TOTAL 124 232 1,940,634$ 290,025$ 2,230,659$ 2,194,068$ DEDUCTIBLE 2,500$ NET 36,590$ HRA CONTRIBUTION (1,700)$ BEGINNING BALANCE OF SAVINGS 60,000$ NET DEDUCTIBLE 800$ ENDING BALANCE IN SAVINGS 96,590$ Option #1 Blue Cross PPO RENEWAL--Normal Sharing Total City HEALTH CITY CITY EMPLOYEE EMPLOYEE EMPLOYEE Employee Blue Cross Blue Cross HRA COVERAGE Count Ded.Ded.0.0%DENTAL TOTAL HEALTH DENTAL TOTAL TOTAL Increase Health PPO Dental Contribution TOTAL SINGLE 16 1 16 575.27$ 40.64$ 615.91$ 13.5%89.78$ 13.5%6.34$ 96.12$ 712.04$ 10.34$ 523.39$ 46.98$ 141.67$ 712.04$ COUPLE 22 2 44 1,109.04$ 81.14$ 1,190.17$ 13.5%173.09$ 13.5%12.66$ 185.75$ 1,375.92$ 20.00$ 998.79$ 93.80$ 283.33$ 1,375.92$ EMP/CHILD 2 2 4 794.96$ 125.10$ 920.06$ 13.5%124.07$ 13.5%19.52$ 143.59$ 1,063.65$ 16.33$ 635.70$ 144.62$ 283.33$ 1,063.65$ EMP/CHILDREN 7 2 14 1,089.15$ 125.10$ 1,214.25$ 13.5%169.98$ 13.5%19.52$ 189.51$ 1,403.75$ 21.47$ 975.80$ 144.62$ 283.33$ 1,403.75$ FAMILY 77 2 154 1,451.05$ 184.69$ 1,635.74$ 13.5%226.46$ 13.5%28.83$ 255.29$ 1,891.03$ 25.17$ 1,394.18$ 213.52$ 283.33$ 1,891.03$ TOTAL 124 232 2,067,966$ 322,746$ 2,390,713$ Family>8.4%32.4%0.0%2,390,713$ DEDUCTIBLE 2,500$ 6.56%11.28%7.18%NET -$ HRA CONTRIBUTION (1,700)$ BEGINNING BALANCE OF SAVINGS 96,590$ NET DEDUCTIBLE 800$ ENDING BALANCE IN SAVINGS 96,590$ Option #2 Blue Cross PPO RENEWAL--Surcharge Ortho Total City HEALTH CITY CITY EMPLOYEE EMPLOYEE EMPLOYEE Employee Blue Cross BC PPO HRA COVERAGE Count Ded.Ded.0.0%DENTAL TOTAL HEALTH DENTAL TOTAL TOTAL Increase Health Dental Contribution TOTAL SINGLE 16 1 16 575.27$ 40.64$ 615.91$ 13.5%89.78$ 13.5%6.34$ 96.12$ 712.04$ 10.34$ 523.39$ 46.98$ 141.67$ 712.04$ COUPLE 22 2 44 1,109.04$ 81.14$ 1,190.17$ 13.5%173.09$ 13.5%12.66$ 185.75$ 1,375.92$ 20.00$ 998.79$ 93.80$ 283.33$ 1,375.92$ EMP/CHILD 2 2 4 794.96$ 115.70$ 910.66$ 13.5%124.07$ 20.0%28.92$ 152.99$ 1,063.65$ 25.73$ 635.70$ 144.62$ 283.33$ 1,063.65$ EMP/CHILDREN 7 2 14 1,089.15$ 115.70$ 1,204.85$ 13.5%169.98$ 20.0%28.92$ 198.91$ 1,403.75$ 30.87$ 975.80$ 144.62$ 283.33$ 1,403.75$ FAMILY 77 2 154 1,451.05$ 170.82$ 1,621.87$ 13.5%226.46$ 20.0%42.70$ 269.17$ 1,891.03$ 39.05$ 1,394.18$ 213.52$ 283.33$ 1,891.03$ TOTAL 124 232 2,054,127$ 336,585$ 2,390,713$ Family>8.4%32.4%0.0%2,390,713$ DEDUCTIBLE 2,500$ 5.85%16.05%7.18%NET -$ HRA CONTRIBUTION (1,700)$ BEGINNING BALANCE OF SAVINGS 96,590$ NET DEDUCTIBLE 800$ ENDING BALANCE IN SAVINGS 96,590$ Option #3 Blue Cross PPO--Drug $250 Deductible plus 10/30/50 copay Normal Sharing Total City HEALTH CITY CITY EMPLOYEE EMPLOYEE EMPLOYEE Employee Blue Cross BC PPO HRA COVERAGE Count Ded.Ded.1.5%DENTAL TOTAL HEALTH DENTAL TOTAL TOTAL Increase Health Dental Contribution TOTAL SINGLE 16 1 16 566.63$ 40.64$ 607.27$ 13.5%87.13$ 13.5%6.34$ 93.47$ 700.74$ 7.69$ 503.72$ 46.98$ 141.67$ 692.37$ COUPLE 22 2 44 1,092.40$ 81.14$ 1,173.53$ 13.5%167.97$ 13.5%12.66$ 180.63$ 1,354.17$ 14.88$ 960.89$ 93.80$ 283.33$ 1,338.02$ EMP/CHILD 2 2 4 786.09$ 125.10$ 911.19$ 13.5%120.87$ 13.5%19.52$ 140.40$ 1,051.58$ 13.14$ 612.01$ 144.62$ 283.33$ 1,039.96$ EMP/CHILDREN 7 2 14 1,073.69$ 125.10$ 1,198.78$ 13.5%165.09$ 13.5%19.52$ 184.62$ 1,383.40$ 16.58$ 939.58$ 144.62$ 283.33$ 1,367.53$ FAMILY 77 2 154 1,426.64$ 184.69$ 1,611.34$ 13.5%219.36$ 13.5%28.83$ 248.19$ 1,859.53$ 18.07$ 1,341.59$ 213.52$ 283.33$ 1,838.44$ TOTAL 124 232 2,037,851$ 313,838$ 2,351,689$ Family>4.4%32.4%0.0%2,324,726$ DEDUCTIBLE 2,500$ 5.01%8.21%5.43%NET 26,962$ HRA CONTRIBUTION (1,700)$ BEGINNING BALANCE OF SAVINGS 96,590$ NET DEDUCTIBLE 800$ ENDING BALANCE IN SAVINGS 123,553$ Option #4 Blue Cross PPO--Drug $250 Deductible plus 10/30/50 copay Surcharge Ortho Total City HEALTH CITY CITY EMPLOYEE EMPLOYEE EMPLOYEE Employee Blue Cross Ameritas HRA COVERAGE Count Ded.Ded.2.2%DENTAL TOTAL HEALTH DENTAL TOTAL TOTAL Increase Health Dental Contribution TOTAL SINGLE 16 1 16 570.54$ 40.64$ 611.18$ 13.5%87.13$ 13.5%6.34$ 93.47$ 704.65$ 7.69$ 503.72$ 46.98$ 141.67$ 692.37$ COUPLE 22 2 44 1,099.93$ 81.14$ 1,181.07$ 13.5%167.97$ 13.5%12.66$ 180.63$ 1,361.70$ 14.88$ 960.89$ 93.80$ 283.33$ 1,338.02$ EMP/CHILD 2 2 4 791.51$ 115.70$ 907.21$ 13.5%120.87$ 20.0%28.92$ 149.80$ 1,057.00$ 22.54$ 612.01$ 144.62$ 283.33$ 1,039.96$ EMP/CHILDREN 7 2 14 1,081.09$ 115.70$ 1,196.79$ 13.5%165.09$ 20.0%28.92$ 194.02$ 1,390.81$ 25.98$ 939.58$ 144.62$ 283.33$ 1,367.53$ FAMILY 77 2 154 1,436.48$ 170.82$ 1,607.30$ 13.5%219.36$ 20.0%42.70$ 262.07$ 1,869.37$ 31.95$ 1,341.59$ 213.52$ 283.33$ 1,838.44$ TOTAL 124 232 2,036,594$ 327,677$ 2,364,271$ Family>4.4%32.4%0.0%2,324,726$ DEDUCTIBLE 2,500$ 4.94%12.98%5.99%NET 39,545$ HRA CONTRIBUTION (1,700)$ BEGINNING BALANCE OF SAVINGS 96,590$ NET DEDUCTIBLE 800$ ENDING BALANCE IN SAVINGS 136,135$ Option #5 Blue Cross PPO--Drug $250 Deductible plus 10/30/50 copay Dental Blue Connect Total City HEALTH CITY CITY EMPLOYEE EMPLOYEE EMPLOYEE Employee Pacific Source Healthy Choice HRA COVERAGE Count Ded.Ded.3.6%DENTAL TOTAL HEALTH DENTAL TOTAL TOTAL Increase Health Dental Contribution TOTAL SINGLE 16 1 16 578.36$ 33.35$ 611.70$ 13.5%87.13$ 13.5%5.20$ 92.33$ 704.03$ 6.55$ 503.72$ 38.55$ 141.67$ 683.94$ COUPLE 22 2 44 1,115.00$ 66.53$ 1,181.53$ 13.5%167.97$ 13.5%10.38$ 178.35$ 1,359.88$ 12.60$ 960.89$ 76.91$ 283.33$ 1,321.13$ EMP/CHILD 2 2 4 802.35$ 102.60$ 904.95$ 13.5%120.87$ 13.5%16.01$ 136.88$ 1,041.83$ 9.62$ 612.01$ 118.61$ 283.33$ 1,013.95$ EMP/CHILDREN 7 2 14 1,095.90$ 102.60$ 1,198.50$ 13.5%165.09$ 13.5%16.01$ 181.11$ 1,379.60$ 13.07$ 939.58$ 118.61$ 283.33$ 1,341.52$ FAMILY 77 2 154 1,456.16$ 151.50$ 1,607.66$ 13.5%219.36$ 13.5%23.64$ 243.01$ 1,850.67$ 12.89$ 1,341.59$ 175.15$ 283.33$ 1,800.07$ TOTAL 124 232 2,037,241$ 307,852$ 2,345,093$ Family>4.4%8.6%0.0%2,280,383$ DEDUCTIBLE 2,500$ 4.98%6.15%5.13%NET 64,710$ HRA CONTRIBUTION (1,700)$ BEGINNING BALANCE OF SAVINGS 96,590$ NET DEDUCTIBLE 800$ ENDING BALANCE IN SAVINGS 161,300$ Option #6 Blue Cross PPO--Drug $250 Deductible plus 10/30/50 copay Dental 1500/1500 Max/Ortho Total City HEALTH CITY CITY EMPLOYEE EMPLOYEE EMPLOYEE Employee Pacific Source Healthy Choice HRA COVERAGE Count Ded.Ded.3.0%DENTAL TOTAL HEALTH DENTAL TOTAL TOTAL Increase Health Dental Contribution TOTAL SINGLE 16 1 16 575.01$ 38.17$ 613.18$ 13.5%87.13$ 13.5%5.96$ 93.08$ 706.26$ 7.30$ 503.72$ 44.13$ 141.67$ 689.52$ COUPLE 22 2 44 1,108.54$ 76.22$ 1,184.76$ 13.5%167.97$ 13.5%11.89$ 179.87$ 1,364.62$ 14.12$ 960.89$ 88.11$ 283.33$ 1,332.33$ EMP/CHILD 2 2 4 797.71$ 108.83$ 906.54$ 13.5%120.87$ 20.0%27.21$ 148.08$ 1,054.62$ 20.82$ 612.01$ 136.04$ 283.33$ 1,031.38$ EMP/CHILDREN 7 2 14 1,089.55$ 109.28$ 1,198.83$ 13.5%165.09$ 20.0%27.32$ 192.41$ 1,391.25$ 24.38$ 939.58$ 136.60$ 283.33$ 1,359.51$ FAMILY 77 2 154 1,447.73$ 161.06$ 1,608.79$ 13.5%219.36$ 20.0%40.27$ 259.63$ 1,868.42$ 29.51$ 1,341.59$ 201.33$ 283.33$ 1,826.25$ TOTAL 124 232 2,039,487$ 324,972$ 2,364,459$ 4.4%24.8%0.0%2,310,534$ DEDUCTIBLE 2,500$ 5.09%12.05%6.00%NET 53,925$ HRA CONTRIBUTION (1,700)$ BEGINNING BALANCE OF SAVINGS 96,590$ NET DEDUCTIBLE 800$ ENDING BALANCE IN SAVINGS 150,515$ Option #7 Blue Cross PPO Dental Blue Connect Total City HEALTH CITY CITY EMPLOYEE EMPLOYEE EMPLOYEE Employee Pacific Source Healthy Choice HRA COVERAGE Count Ded.Ded.0.5%DENTAL TOTAL HEALTH DENTAL TOTAL TOTAL Increase Health Dental Contribution TOTAL SINGLE 16 1 16 578.15$ 33.35$ 611.50$ 13.5%89.78$ 13.5%5.20$ 94.99$ 706.48$ 9.21$ 523.39$ 38.55$ 141.67$ 703.61$ COUPLE 22 2 44 1,114.58$ 66.53$ 1,181.11$ 13.5%173.09$ 13.5%10.38$ 183.47$ 1,364.58$ 17.72$ 998.79$ 76.91$ 283.33$ 1,359.03$ EMP/CHILD 2 2 4 798.94$ 102.60$ 901.54$ 13.5%124.07$ 13.5%16.01$ 140.08$ 1,041.62$ 12.82$ 635.70$ 118.61$ 283.33$ 1,037.64$ EMP/CHILDREN 7 2 14 1,094.60$ 102.60$ 1,197.19$ 13.5%169.98$ 13.5%16.01$ 186.00$ 1,383.19$ 17.96$ 975.80$ 118.61$ 283.33$ 1,377.74$ FAMILY 77 2 154 1,458.30$ 151.50$ 1,609.81$ 13.5%226.46$ 13.5%23.64$ 250.11$ 1,859.92$ 19.99$ 1,394.18$ 175.15$ 283.33$ 1,852.66$ TOTAL 124 232 2,038,882$ 316,760$ 2,355,642$ 8.4%8.6%0.0%2,346,369$ DEDUCTIBLE 2,500$ 5.06%9.22%5.60%NET 9,273$ HRA CONTRIBUTION (1,700)$ BEGINNING BALANCE OF SAVINGS 96,590$ NET DEDUCTIBLE 800$ ENDING BALANCE IN SAVINGS 105,863$